Side-by-side · Q2 2026 data
Middlesex Savings Bank vs Institution for Savings in Newburyport and Its Vicinity
Bank
Institution for Savings in Newburyport and Its Vicinity
Newburyport, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Middlesex Savings Bank | Institution for Savings in Newburyport and Its Vicinity |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 84 (stronger) | 77 |
| Loan quality | 89 | 99 (stronger) |
| Earnings | 49 | 62 (stronger) |
| Funding & liquidity | 80 (stronger) | 36 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 88th | 80th |
| Total assets | $6.1B | $5.6B |
| Deposits / shares | $5.2B | $3.4B |
| Capital ratio | 13.44% (stronger) | 12.66% |
| Problem loans | 0.33% | 0.04% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.72% | 1.05% (stronger) |
| Loans ÷ deposits | 72.5% (stronger) | 126.1% |
| Uninsured deposits | 22.4% (stronger) | 27.9% |
| Offices | 32 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 12.4% |
Middlesex Savings Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Middlesex Savings Bank leads on 4 and Institution for Savings in Newburyport and Its Vicinity on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.