Side-by-side · Q2 2026 data
Middlesex Savings Bank vs PeoplesBank
Metric by metric
| Measure | Middlesex Savings Bank | PeoplesBank |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 84 (stronger) | 43 |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 49 (stronger) | 37 |
| Funding & liquidity | 80 (stronger) | 48 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 88th | 16th |
| Total assets | $6.1B | $4.6B |
| Deposits / shares | $5.2B | $3.5B |
| Capital ratio | 13.44% (stronger) | 9.26% |
| Problem loans | 0.33% (stronger) | 0.57% |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 0.72% (stronger) | 0.43% |
| Loans ÷ deposits | 72.5% (stronger) | 99.7% |
| Uninsured deposits | 22.4% (stronger) | 26.3% |
| Offices | 32 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 13.3% |
Middlesex Savings Bank has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Middlesex Savings Bank leads on 7 and PeoplesBank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.