Side-by-side · Q2 2026 data
Middletown Valley Bank vs Rosedale Bank
Metric by metric
| Measure | Middletown Valley Bank | Rosedale Bank |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 96 (stronger) | 83 |
| Earnings | 38 (stronger) | 31 |
| Funding & liquidity | 62 | 73 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 30th | 86th |
| Total assets | $1.2B | $1.4B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 9.18% | 18.61% (stronger) |
| Problem loans | 0.12% (stronger) | 0.52% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.45% (stronger) | 0.28% |
| Loans ÷ deposits | 89.6% | 87.2% (stronger) |
| Uninsured deposits | 23.2% | 5.1% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 2.3% |
Rosedale Bank has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Middletown Valley Bank leads on 2 and Rosedale Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.