Side-by-side · Q2 2026 data
Midland Community Bank vs Financial Partners Credit Union
Credit union
Financial Partners Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Midland Community Bank | Financial Partners Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 45 |
| Capital cushion | 71 (stronger) | 21 |
| Loan quality | 100 (stronger) | 39 |
| Earnings | 87 (stronger) | 28 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 86th | 5th |
| Total assets | $68.8M | $12.7M |
| Deposits / shares | $56.6M | $11.8M |
| Capital ratio | 12.11% (stronger) | 7.12% |
| Problem loans | 0.00% (stronger) | 1.83% |
| Net charge-offs | 0.49% (stronger) | 0.65% |
| Return on assets | 1.66% (stronger) | 0.20% |
| Loans ÷ deposits | 64.9% | 42.2% (stronger) |
| Uninsured deposits | 12.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Community Bank has the higher TellerScore (88 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Midland Community Bank leads on 5 and Financial Partners Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.