Side-by-side · Q2 2026 data
Midland Community Bank vs Illinois State Police Federal Credit Union
Credit union
Illinois State Police Federal Credit Union
Springfield, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Midland Community Bank | Illinois State Police Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 76 |
| Capital cushion | 71 (stronger) | 53 |
| Loan quality | 100 | 100 |
| Earnings | 87 (stronger) | 49 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 68th |
| Total assets | $68.8M | $126.9M |
| Deposits / shares | $56.6M | $113.4M |
| Capital ratio | 12.11% (stronger) | 10.35% |
| Problem loans | 0.00% (stronger) | 0.01% |
| Net charge-offs | 0.49% | -0.21% (stronger) |
| Return on assets | 1.66% (stronger) | 0.73% |
| Loans ÷ deposits | 64.9% | 22.9% (stronger) |
| Uninsured deposits | 12.0% | 3.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Midland Community Bank has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Midland Community Bank leads on 4 and Illinois State Police Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.