TellerScore

Side-by-side · Q2 2026 data

Midland Community Bank vs Security Bank, s.b.

Bank

Midland Community Bank

Kincaid, Illinois · Under $100 million in assets

88of 100
Very strong

Bank

Security Bank, s.b.

Springfield, Illinois · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureMidland Community BankSecurity Bank, s.b.
TellerScore88 (stronger)70
Capital cushion71 (stronger)51
Loan quality100 (stronger)95
Earnings87 (stronger)47
Funding & liquidity95 (stronger)75
Problem-loan coverage100 (stronger)98
Peer percentile86th43rd
Total assets$68.8M$244.5M
Deposits / shares$56.6M$185.5M
Capital ratio12.11% (stronger)10.09%
Problem loans0.00% (stronger)0.16%
Net charge-offs0.49%-0.01% (stronger)
Return on assets1.66% (stronger)0.68%
Loans ÷ deposits64.9% (stronger)73.5%
Uninsured deposits12.0% (stronger)25.4%
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—5.7%

Midland Community Bank has the higher TellerScore (88 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Midland Community Bank leads on 6 and Security Bank, s.b. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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