Side-by-side · Q2 2026 data
Midland Community Bank vs Springfield Firefighters Credit Union
Credit union
Springfield Firefighters Credit Union
Springfield, Illinois · Under $100 million in assets
Metric by metric
| Measure | Midland Community Bank | Springfield Firefighters Credit Union |
|---|---|---|
| TellerScore | 88 | 100 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 100th |
| Total assets | $68.8M | $3.4M |
| Deposits / shares | $56.6M | $2.8M |
| Capital ratio | 12.11% | 16.59% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.49% | 0.00% (stronger) |
| Return on assets | 1.66% | 3.41% (stronger) |
| Loans ÷ deposits | 64.9% | 25.8% (stronger) |
| Uninsured deposits | 12.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Springfield Firefighters Credit Union has the higher TellerScore (100 vs 88). On the 6 directional measures above (where higher or lower is clearly better), Midland Community Bank leads on 0 and Springfield Firefighters Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.