TellerScore

Headquartered in Springfield, Illinois, Springfield Firefighters Credit Union is a federally insured state-chartered credit union with $3.4M in total assets and $2.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1938.

Based on its Q2 2026 filing, Springfield Firefighters Credit Union scores 100/100, which we describe as very strong. That is higher than 100% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 4th. Its five components are fairly even, ranging from 100 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.59%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 3.41%
Funding & liquidity100/100
Loans ÷ shares: 25.8% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (100 → 100).

TellerScore
8090100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 2024100
Q4 202480
Q1 2025100
Q2 2025100
Q3 2025100
Q4 202584
Q1 2026100
Q2 2026100
Net worth ratio
7.00%12.75%18.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.00%
Q3 202417.53%
Q4 202414.96%
Q1 202516.62%
Q2 202517.64%
Q3 202518.50%
Q4 202515.00%
Q1 202615.79%
Q2 202616.59%
Delinquent loans (60+ days)
0.00%0.83%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.66%
Q3 20240.00%
Q4 20240.48%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.03%2.10%4.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.06%
Q3 20243.11%
Q4 20240.03%
Q1 20253.69%
Q2 20254.17%
Q3 20254.17%
Q4 20250.03%
Q1 20262.98%
Q2 20263.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 2026100$3.4M16.59%0.00%3.41%25.8%
Q1 2026100$3.3M15.79%0.00%2.98%27.6%
Q4 202584$3.3M15.00%0.00%0.03%26.9%
Q3 2025100$3.3M18.50%0.00%4.17%30.0%
Q2 2025100$3.2M17.64%0.00%4.17%29.0%
Q1 2025100$3.2M16.62%0.00%3.69%26.6%
Q4 202480$3.3M14.96%0.48%0.03%25.6%
Q3 2024100$3.3M17.53%0.00%3.11%26.5%
Q2 202486$3.2M17.00%1.66%3.06%26.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.59%
63rd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets3.41%
99th
Loans to deposits25.8%
92nd
Uninsured deposits0.0%
81st
Loan-loss reserves1.71%
88th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Hershey Robinson Employees Credit UnionCredit union Robinson, IL86 out of 100, Very strong$3.3M25.0%1.37%vs
Williamson County Catholic Credit UnionCredit union Herrin, IL67 out of 100, Moderate$2.8M8.8%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
Aurora Firefighters' Credit UnionCredit union Aurora, IL93 out of 100, Very strong$2.7M16.1%0.00%vs
N.I.C.E. Federal Credit UnionCredit union Geneva, IL62 out of 100, Moderate$2.6M7.4%0.00%vs
Mercer Credit UnionCredit union Aledo, IL68 out of 100, Moderate$2.6M14.9%1.61%vs

Deposit insurance

Is my money safe at Springfield Firefighters Credit Union?

Yes. Springfield Firefighters Credit Union is a federally insured credit union (NCUA charter #65256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.59%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Springfield Firefighters Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Springfield Firefighters Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65256
RSSD ID
56294
Primary regulator
State + NCUA
Established
1938
Headquarters
2401 Peoria Rd, Springfield, IL 62702
Employees
1

Quick answers

Springfield Firefighters Credit Union: common questions

Is Springfield Firefighters Credit Union NCUA insured?

Yes. Springfield Firefighters Credit Union is a federally insured credit union (NCUA charter #65256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Springfield Firefighters Credit Union's TellerScore?

100 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Springfield Firefighters Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Springfield

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank in TaylorvilleBank Taylorville, IL92 out of 100, Very strong$200.1M14.4%0.00%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Midland Community BankBank Kincaid, IL88 out of 100, Very strong$68.8M12.1%0.00%vs
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
Prairie State Bank and TrustBank Springfield, IL80 out of 100, Strong$840.1M12.4%0.52%vs