Side-by-side · Q2 2026 data
Midland Credit Union vs Advantage Credit Union
Metric by metric
| Measure | Midland Credit Union | Advantage Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 80 (stronger) | 20 |
| Earnings | 63 (stronger) | 62 |
| Funding & liquidity | 80 | 95 (stronger) |
| Problem-loan coverage | 93 (stronger) | 83 |
| Peer percentile | 66th | 51st |
| Total assets | $101.2M | $106.5M |
| Deposits / shares | $84.3M | $89.6M |
| Capital ratio | 11.85% | 15.31% (stronger) |
| Problem loans | 0.60% (stronger) | 2.39% |
| Net charge-offs | 0.50% (stronger) | 3.60% |
| Return on assets | 1.08% (stronger) | 1.06% |
| Loans ÷ deposits | 80.1% | 65.7% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 2.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Midland Credit Union leads on 5 and Advantage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.