Side-by-side · Q2 2026 data
Midland Credit Union vs Affinity Credit Union
Metric by metric
| Measure | Midland Credit Union | Affinity Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 69 | 72 (stronger) |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 63 (stronger) | 46 |
| Funding & liquidity | 80 (stronger) | 78 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 66th | 63rd |
| Total assets | $101.2M | $154.3M |
| Deposits / shares | $84.3M | $133.8M |
| Capital ratio | 11.85% | 12.15% (stronger) |
| Problem loans | 0.60% | 0.35% (stronger) |
| Net charge-offs | 0.50% (stronger) | 0.57% |
| Return on assets | 1.08% (stronger) | 0.65% |
| Loans ÷ deposits | 80.1% (stronger) | 81.9% |
| Uninsured deposits | 2.3% (stronger) | 7.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Midland Credit Union has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Midland Credit Union leads on 5 and Affinity Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.