Side-by-side · Q2 2026 data
Midland Credit Union vs Journey Credit Union
Metric by metric
| Measure | Midland Credit Union | Journey Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 80 (stronger) | 63 |
| Earnings | 63 | 82 (stronger) |
| Funding & liquidity | 80 | 90 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 66th | 77th |
| Total assets | $101.2M | $97.6M |
| Deposits / shares | $84.3M | $80.4M |
| Capital ratio | 11.85% | 16.86% (stronger) |
| Problem loans | 0.60% (stronger) | 1.11% |
| Net charge-offs | 0.50% (stronger) | 0.64% |
| Return on assets | 1.08% | 1.56% (stronger) |
| Loans ÷ deposits | 80.1% | 70.6% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 9.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Midland Credit Union leads on 3 and Journey Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.