Side-by-side · Q2 2026 data
Midland Credit Union vs North Iowa Community Credit Union
Metric by metric
| Measure | Midland Credit Union | North Iowa Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 69 (stronger) | 48 |
| Loan quality | 80 (stronger) | 67 |
| Earnings | 63 (stronger) | 59 |
| Funding & liquidity | 80 (stronger) | 61 |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 66th | 21st |
| Total assets | $101.2M | $127.8M |
| Deposits / shares | $84.3M | $113.4M |
| Capital ratio | 11.85% (stronger) | 9.75% |
| Problem loans | 0.60% (stronger) | 1.00% |
| Net charge-offs | 0.50% | 0.47% (stronger) |
| Return on assets | 1.08% (stronger) | 0.97% |
| Loans ÷ deposits | 80.1% (stronger) | 99.1% |
| Uninsured deposits | 2.3% (stronger) | 5.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Midland Credit Union leads on 6 and North Iowa Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.