Side-by-side · Q2 2026 data
Midland Credit Union vs Serve Credit Union
Metric by metric
| Measure | Midland Credit Union | Serve Credit Union |
|---|---|---|
| TellerScore | 75 | 84 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 80 (stronger) | 73 |
| Earnings | 63 | 78 (stronger) |
| Funding & liquidity | 80 (stronger) | 73 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 66th | 86th |
| Total assets | $101.2M | $101.3M |
| Deposits / shares | $84.3M | $82.2M |
| Capital ratio | 11.85% | 18.08% (stronger) |
| Problem loans | 0.60% (stronger) | 0.81% |
| Net charge-offs | 0.50% | 0.21% (stronger) |
| Return on assets | 1.08% | 1.44% (stronger) |
| Loans ÷ deposits | 80.1% (stronger) | 87.2% |
| Uninsured deposits | 2.3% (stronger) | 2.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.1% |
Serve Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Midland Credit Union leads on 3 and Serve Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.