Side-by-side · Q2 2026 data
Midland States Bank vs Northbrook Bank and Trust Company, National Association
Bank
Northbrook Bank and Trust Company, National Association
Northbrook, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Midland States Bank | Northbrook Bank and Trust Company, National Association |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 51 (stronger) | 44 |
| Loan quality | 52 | 91 (stronger) |
| Earnings | 69 | 77 (stronger) |
| Funding & liquidity | 79 (stronger) | 50 |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 27th | 49th |
| Total assets | $6.7B | $6.4B |
| Deposits / shares | $5.7B | $5.4B |
| Capital ratio | 10.08% (stronger) | 9.38% |
| Problem loans | 1.43% | 0.27% (stronger) |
| Net charge-offs | 0.89% | 0.12% (stronger) |
| Return on assets | 1.22% | 1.42% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 82.7% |
| Uninsured deposits | 22.7% (stronger) | 39.7% |
| Offices | 53 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.2% | 1.9% |
Northbrook Bank and Trust Company, National Association has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Midland States Bank leads on 3 and Northbrook Bank and Trust Company, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.