Northbrook Bank and Trust Company, National Association (FDIC certificate #57082) is based in Northbrook, Illinois. Its Q2 2026 call report shows $6.4B in total assets and $5.4B in deposits and 7 offices.
Based on its Q2 2026 filing, Northbrook Bank and Trust Company, National Association scores 68/100, which we describe as moderate. That is higher than only 49% of 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 186th. Its strongest component is problem-loan coverage (94/100; 2.8%), and its lowest is capital cushion (44/100; 9.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 69 |
| Q2 2025 | 68 |
| Q3 2025 | 68 |
| Q4 2025 | 70 |
| Q1 2026 | 67 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.47% |
| Q3 2024 | 9.72% |
| Q4 2024 | 9.21% |
| Q1 2025 | 9.56% |
| Q2 2025 | 9.52% |
| Q3 2025 | 9.60% |
| Q4 2025 | 9.66% |
| Q1 2026 | 9.36% |
| Q2 2026 | 9.38% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.26% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.25% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.27% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.20% |
| Q3 2024 | 1.28% |
| Q4 2024 | 1.28% |
| Q1 2025 | 1.51% |
| Q2 2025 | 1.43% |
| Q3 2025 | 1.40% |
| Q4 2025 | 1.50% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.42% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $6.4B | 9.38% | 0.27% | 1.42% | 82.7% |
| Q1 2026 | 67 | $6.8B | 9.36% | 0.34% | 1.32% | 74.8% |
| Q4 2025 | 70 | $5.9B | 9.66% | 0.25% | 1.50% | 85.8% |
| Q3 2025 | 68 | $5.7B | 9.60% | 0.23% | 1.40% | 86.1% |
| Q2 2025 | 68 | $5.7B | 9.52% | 0.24% | 1.43% | 84.7% |
| Q1 2025 | 69 | $5.4B | 9.56% | 0.26% | 1.51% | 84.8% |
| Q4 2024 | 66 | $6.0B | 9.21% | 0.24% | 1.28% | 74.2% |
| Q3 2024 | 67 | $5.2B | 9.72% | 0.37% | 1.28% | 81.5% |
| Q2 2024 | 62 | $5.0B | 9.47% | 0.53% | 1.20% | 85.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Midland States BankBank Effingham, IL | 62 out of 100, Moderate | $6.7B | 10.1% | 1.43% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Hinsdale Bank & Trust Company, National AssociationBank Hinsdale, IL | 69 out of 100, Moderate | $6.8B | 9.2% | 0.16% | vs |
| Old Second National BankBank Aurora, IL | 71 out of 100, Strong | $6.9B | 12.0% | 1.08% | vs |
| Morton Community BankBank Morton, IL | 72 out of 100, Strong | $5.3B | 10.6% | 0.81% | vs |
| Barrington Bank & Trust Company, National AssociationBank Barrington, IL | 42 out of 100, Below average | $5.2B | 10.1% | 4.75% | vs |
Deposit insurance
Is my money safe at Northbrook Bank and Trust Company, National Association?
Yes. Northbrook Bank and Trust Company, National Association is an FDIC-insured institution (FDIC certificate #57082). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 39.7% of deposits ($2.1B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.38%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.84% (benchmark: 10%).
7 locations
Branches
Northbrook Bank and Trust Company, National Association lists 7 offices in 6 cities. Most locations:
- Northfield, IL (2)
- Buffalo Grove, IL (1)
- Deerfield, IL (1)
- Glenview, IL (1)
- Northbrook, IL (1)
- Wheeling, IL (1)
HMDA 2025
Mortgage lending
In 2025, Northbrook Bank and Trust Company, National Association reported 176 home-loan applications under HMDA (LEI CLHA5EVJO4FMZ2WOBV70): 151 originated ($186,005,000 total), 3 denied, and 21 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Northbrook Bank and Trust Company, National Association
- Former names
- Northbrook Bank and Trust Company
- Type
- National bank
- FDIC certificate #
- 57082
- RSSD ID
- 2938198
- Primary regulator
- OCC
- Holding company
- Wintrust Financial Corp
- Established
- November 22, 2000
- Headquarters
- 1100 Waukegan Rd, Northbrook, IL 60062
- Website
- www.northbrookbank.com
- Employees
- 90
Quick answers
Northbrook Bank and Trust Company, National Association: common questions
Is Northbrook Bank and Trust Company, National Association FDIC insured?
Yes. Northbrook Bank and Trust Company, National Association is an FDIC-insured institution (FDIC certificate #57082). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Northbrook Bank and Trust Company, National Association's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Northbrook Bank and Trust Company, National Association ever failed?
There is no failure record for FDIC certificate #57082 in the FDIC failed bank list.
How many branches does Northbrook Bank and Trust Company, National Association have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Northbrook
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |
| First Eagle BankBank Chicago, IL | 91 out of 100, Very strong | $649.6M | 21.3% | 0.10% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| Northwest Municipal Federal Credit UnionCredit union Des Plaines, IL | 86 out of 100, Very strong | $41.4M | 13.7% | 0.09% | vs |
| Chicago Firemans Assoc Credit UnionCredit union Chicago, IL | 86 out of 100, Very strong | $21.4M | 15.1% | 0.54% | vs |