Side-by-side · Q2 2026 data
MidSouth Bank vs First State Bank of Blakely
Metric by metric
| Measure | MidSouth Bank | First State Bank of Blakely |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 53 | 92 (stronger) |
| Funding & liquidity | 69 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 76 |
| Peer percentile | 31st | 29th |
| Total assets | $771.5M | $668.2M |
| Deposits / shares | $702.8M | $533.3M |
| Capital ratio | 9.30% | 19.19% (stronger) |
| Problem loans | 0.28% (stronger) | 3.36% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.82% | 1.79% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 84.0% |
| Uninsured deposits | 40.9% | 28.5% (stronger) |
| Offices | 14 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
MidSouth Bank has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), MidSouth Bank leads on 3 and First State Bank of Blakely on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.