Side-by-side · Q2 2026 data
Midsouth Community Federal Credit Union vs Coosa Valley Credit Union
Metric by metric
| Measure | Midsouth Community Federal Credit Union | Coosa Valley Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 65 |
| Capital cushion | 93 (stronger) | 45 |
| Loan quality | 67 | 80 (stronger) |
| Earnings | 54 | 63 (stronger) |
| Funding & liquidity | 82 (stronger) | 71 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 71st | 34th |
| Total assets | $484.5M | $765.9M |
| Deposits / shares | $415.1M | $678.1M |
| Capital ratio | 14.30% (stronger) | 9.53% |
| Problem loans | 0.98% | 0.61% (stronger) |
| Net charge-offs | 1.07% | 0.52% (stronger) |
| Return on assets | 0.85% | 1.08% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 89.4% |
| Uninsured deposits | 6.4% | 5.7% (stronger) |
| Offices | 4 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Midsouth Community Federal Credit Union has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Midsouth Community Federal Credit Union leads on 3 and Coosa Valley Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.