Side-by-side · Q2 2026 data
Midsouth Community Federal Credit Union vs Credit Union of Georgia
Metric by metric
| Measure | Midsouth Community Federal Credit Union | Credit Union of Georgia |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 93 (stronger) | 55 |
| Loan quality | 67 | 67 |
| Earnings | 54 | 68 (stronger) |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 71st | 45th |
| Total assets | $484.5M | $766.1M |
| Deposits / shares | $415.1M | $670.3M |
| Capital ratio | 14.30% (stronger) | 10.46% |
| Problem loans | 0.98% (stronger) | 1.00% |
| Net charge-offs | 1.07% | 0.31% (stronger) |
| Return on assets | 0.85% | 1.20% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 79.1% |
| Uninsured deposits | 6.4% (stronger) | 6.8% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.6% |
Midsouth Community Federal Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Midsouth Community Federal Credit Union leads on 5 and Credit Union of Georgia on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.