Side-by-side · Q2 2026 data
Midsouth Community Federal Credit Union vs Interstate Credit Union
Metric by metric
| Measure | Midsouth Community Federal Credit Union | Interstate Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 67 | 82 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 63 |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 71st | 94th |
| Total assets | $484.5M | $410.9M |
| Deposits / shares | $415.1M | $341.0M |
| Capital ratio | 14.30% | 15.85% (stronger) |
| Problem loans | 0.98% | 0.54% (stronger) |
| Net charge-offs | 1.07% | 0.32% (stronger) |
| Return on assets | 0.85% | 2.43% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 97.0% |
| Uninsured deposits | 6.4% (stronger) | 6.8% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Midsouth Community Federal Credit Union leads on 2 and Interstate Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.