Side-by-side · Q2 2026 data
Midstates Bank, National Association vs Farmers Trust & Savings Bank
Metric by metric
| Measure | Midstates Bank, National Association | Farmers Trust & Savings Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 66 (stronger) | 40 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 80 | 91 (stronger) |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 75th | 68th |
| Total assets | $653.9M | $148.1M |
| Deposits / shares | $570.2M | $134.5M |
| Capital ratio | 11.60% (stronger) | 9.00% |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.49% | 1.78% (stronger) |
| Loans ÷ deposits | 73.7% | 71.6% (stronger) |
| Uninsured deposits | 30.2% | 21.6% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 0.0% |
Midstates Bank, National Association has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Midstates Bank, National Association leads on 2 and Farmers Trust & Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Harlan, IA