Side-by-side · Q2 2026 data
Midstates Bank, National Association vs Telco Triad Community Credit Union
Metric by metric
| Measure | Midstates Bank, National Association | Telco Triad Community Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 66 | 72 (stronger) |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 80 (stronger) | 51 |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 75th | 63rd |
| Total assets | $653.9M | $160.5M |
| Deposits / shares | $570.2M | $140.5M |
| Capital ratio | 11.60% | 12.21% (stronger) |
| Problem loans | 0.29% (stronger) | 0.45% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 1.49% (stronger) | 0.77% |
| Loans ÷ deposits | 73.7% (stronger) | 85.5% |
| Uninsured deposits | 30.2% | 2.8% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 11.1% |
Midstates Bank, National Association has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Midstates Bank, National Association leads on 5 and Telco Triad Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.