Side-by-side · Q2 2026 data
Midwest America Federal Credit Union vs Bloomington Municipal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Credit union
Bloomington Municipal Credit Union
Bloomington, Illinois · Under $100 million in assets
Metric by metric
| Measure | Midwest America Federal Credit Union | Bloomington Municipal Credit Union |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 98 (stronger) | 85 |
| Loan quality | 70 | 97 (stronger) |
| Earnings | 66 (stronger) | 61 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 86th | 83rd |
| Total assets | $1.0B | $45.7M |
| Deposits / shares | $846.4M | $39.5M |
| Capital ratio | 14.80% (stronger) | 13.50% |
| Problem loans | 0.90% | 0.10% (stronger) |
| Net charge-offs | 0.47% | 0.10% (stronger) |
| Return on assets | 1.14% (stronger) | 1.02% |
| Loans ÷ deposits | 92.2% | 33.7% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 13.0% |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | — |
Bloomington Municipal Credit Union has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Midwest America Federal Credit Union leads on 3 and Bloomington Municipal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.