Side-by-side · Q2 2026 data
Midwest Bank vs Battle Creek State Bank
Metric by metric
| Measure | Midwest Bank | Battle Creek State Bank |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 44 | 94 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 64 (stronger) | 61 |
| Funding & liquidity | 52 (stronger) | 38 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 33rd | 68th |
| Total assets | $1.2B | $71.0M |
| Deposits / shares | $1.0B | $61.0M |
| Capital ratio | 9.40% | 14.45% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 1.03% |
| Loans ÷ deposits | 86.2% (stronger) | 90.8% |
| Uninsured deposits | 34.6% (stronger) | 42.9% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Battle Creek State Bank has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 3 and Battle Creek State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.