Side-by-side · Q2 2026 data
Midwest BankCentre vs Academy Bank, National Association
Metric by metric
| Measure | Midwest BankCentre | Academy Bank, National Association |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 71 | 93 (stronger) |
| Loan quality | 64 | 65 (stronger) |
| Earnings | 74 (stronger) | 62 |
| Funding & liquidity | 52 (stronger) | 49 |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 53rd | 70th |
| Total assets | $3.1B | $3.2B |
| Deposits / shares | $2.5B | $2.7B |
| Capital ratio | 12.15% | 14.35% (stronger) |
| Problem loans | 1.07% | 1.05% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.29% |
| Return on assets | 1.34% (stronger) | 1.05% |
| Loans ÷ deposits | 95.6% | 91.7% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 32.5% |
| Offices | 17 | 80 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 8.2% |
Academy Bank, National Association has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Midwest BankCentre leads on 3 and Academy Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.