Side-by-side · Q2 2026 data
Midwest BankCentre vs Guaranty Bank
Metric by metric
| Measure | Midwest BankCentre | Guaranty Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 71 | 73 (stronger) |
| Loan quality | 64 | 71 (stronger) |
| Earnings | 74 (stronger) | 58 |
| Funding & liquidity | 52 (stronger) | 50 |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 53rd | 49th |
| Total assets | $3.1B | $2.4B |
| Deposits / shares | $2.5B | $1.9B |
| Capital ratio | 12.15% | 12.34% (stronger) |
| Problem loans | 1.07% | 0.88% (stronger) |
| Net charge-offs | 0.24% | 0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 0.95% |
| Loans ÷ deposits | 95.6% (stronger) | 96.1% |
| Uninsured deposits | 26.1% (stronger) | 27.7% |
| Offices | 17 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 3.5% |
Midwest BankCentre has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Midwest BankCentre leads on 4 and Guaranty Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.