Side-by-side · Q2 2026 data
Midwest BankCentre vs Lead Bank
Metric by metric
| Measure | Midwest BankCentre | Lead Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 44 |
| Capital cushion | 71 (stronger) | 24 |
| Loan quality | 64 (stronger) | 0 |
| Earnings | 74 | 83 (stronger) |
| Funding & liquidity | 52 | 84 (stronger) |
| Problem-loan coverage | 87 (stronger) | 73 |
| Peer percentile | 53rd | 4th |
| Total assets | $3.1B | $2.8B |
| Deposits / shares | $2.5B | $2.5B |
| Capital ratio | 12.15% (stronger) | 7.40% |
| Problem loans | 1.07% (stronger) | 3.26% |
| Net charge-offs | 0.24% (stronger) | 0.90% |
| Return on assets | 1.34% | 1.59% (stronger) |
| Loans ÷ deposits | 95.6% | 45.0% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 30.0% |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Midwest BankCentre has the higher TellerScore (69 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Midwest BankCentre leads on 5 and Lead Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.