Side-by-side · Q2 2026 data
Midwest BankCentre vs Oakstar Bank
Metric by metric
| Measure | Midwest BankCentre | Oakstar Bank |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 71 (stronger) | 48 |
| Loan quality | 64 | 84 (stronger) |
| Earnings | 74 | 79 (stronger) |
| Funding & liquidity | 52 | 56 (stronger) |
| Problem-loan coverage | 87 | 92 (stronger) |
| Peer percentile | 53rd | 53rd |
| Total assets | $3.1B | $3.3B |
| Deposits / shares | $2.5B | $2.8B |
| Capital ratio | 12.15% (stronger) | 9.79% |
| Problem loans | 1.07% | 0.48% (stronger) |
| Net charge-offs | 0.24% | 0.08% (stronger) |
| Return on assets | 1.34% | 1.48% (stronger) |
| Loans ÷ deposits | 95.6% (stronger) | 100.5% |
| Uninsured deposits | 26.1% | 18.5% (stronger) |
| Offices | 17 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 4.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Midwest BankCentre leads on 2 and Oakstar Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.