Side-by-side · Q2 2026 data
Midwest Community Federal Credit Union vs Genfed Financial Credit Union
Credit union
Midwest Community Federal Credit Union
Defiance, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Midwest Community Federal Credit Union | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 60 | 79 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 65 (stronger) | 54 |
| Earnings | 62 | 67 (stronger) |
| Funding & liquidity | 83 | 88 (stronger) |
| Problem-loan coverage | 82 | 90 (stronger) |
| Peer percentile | 21st | 76th |
| Total assets | $267.2M | $335.9M |
| Deposits / shares | $246.5M | $280.4M |
| Capital ratio | 8.50% | 16.78% (stronger) |
| Problem loans | 1.05% (stronger) | 1.38% |
| Net charge-offs | 0.13% (stronger) | 0.36% |
| Return on assets | 1.05% | 1.16% (stronger) |
| Loans ÷ deposits | 76.9% | 72.7% (stronger) |
| Uninsured deposits | 3.6% | 0.0% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Midwest Community Federal Credit Union leads on 2 and Genfed Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bryan, OH