Side-by-side · Q2 2026 data
Midwest Community Federal Credit Union vs Ohio Valley Community Federal Credit Union
Credit union
Midwest Community Federal Credit Union
Defiance, Ohio · $100 million – $1 billion
Credit union
Ohio Valley Community Federal Credit Union
Clarington, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Midwest Community Federal Credit Union | Ohio Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 35 | 84 (stronger) |
| Loan quality | 65 (stronger) | 47 |
| Earnings | 62 | 74 (stronger) |
| Funding & liquidity | 83 (stronger) | 79 |
| Problem-loan coverage | 82 | 83 (stronger) |
| Peer percentile | 21st | 57th |
| Total assets | $267.2M | $243.6M |
| Deposits / shares | $246.5M | $210.3M |
| Capital ratio | 8.50% | 13.39% (stronger) |
| Problem loans | 1.05% (stronger) | 1.59% |
| Net charge-offs | 0.13% (stronger) | 0.74% |
| Return on assets | 1.05% | 1.36% (stronger) |
| Loans ÷ deposits | 76.9% (stronger) | 81.0% |
| Uninsured deposits | 3.6% (stronger) | 5.8% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Ohio Valley Community Federal Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Midwest Community Federal Credit Union leads on 4 and Ohio Valley Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.