Side-by-side · Q2 2026 data
Midwest Independent BankersBank vs Our Lady of Snows Credit Union
Credit union
Our Lady of Snows Credit Union
Henley, Missouri · Under $100 million in assets
Metric by metric
| Measure | Midwest Independent BankersBank | Our Lady of Snows Credit Union |
|---|---|---|
| TellerScore | 83 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 75 | 82 (stronger) |
| Funding & liquidity | 19 | 96 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 97th |
| Total assets | $341.4M | $4.6M |
| Deposits / shares | $259.4M | $3.9M |
| Capital ratio | 15.26% | 15.27% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 1.38% | 1.55% (stronger) |
| Loans ÷ deposits | 92.1% | 63.8% (stronger) |
| Uninsured deposits | 59.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Lady of Snows Credit Union has the higher TellerScore (96 vs 83). On the 6 directional measures above (where higher or lower is clearly better), Midwest Independent BankersBank leads on 1 and Our Lady of Snows Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.