Side-by-side · Q2 2026 data
Midwest Liberty Federal Credit Union vs Chadron Federal Credit Union
Credit union
Midwest Liberty Federal Credit Union
McCook, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Midwest Liberty Federal Credit Union | Chadron Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 69 (stronger) |
| Capital cushion | 55 | 79 (stronger) |
| Loan quality | 25 | 52 (stronger) |
| Earnings | 18 | 61 (stronger) |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 71 | 84 (stronger) |
| Peer percentile | 6th | 38th |
| Total assets | $25.2M | $20.5M |
| Deposits / shares | $22.3M | $17.7M |
| Capital ratio | 10.48% | 12.94% (stronger) |
| Problem loans | 2.24% | 1.43% (stronger) |
| Net charge-offs | 1.07% | 0.26% (stronger) |
| Return on assets | -0.05% | 1.03% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 81.4% |
| Uninsured deposits | 1.1% | 0.0% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chadron Federal Credit Union has the higher TellerScore (69 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Midwest Liberty Federal Credit Union leads on 1 and Chadron Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.