Headquartered in Chadron, Nebraska, Chadron Federal Credit Union is a federal credit union with $20.5M in total assets and $17.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.
Chadron Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 29th. Problem-loan coverage contributes the most (84/100, 7.8%); loan quality contributes the least (52/100, 1.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (59 → 69), mostly because the loan quality component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 63 |
| Q4 2024 | 60 |
| Q1 2025 | 70 |
| Q2 2025 | 59 |
| Q3 2025 | 57 |
| Q4 2025 | 66 |
| Q1 2026 | 60 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.42% |
| Q3 2024 | 12.38% |
| Q4 2024 | 12.24% |
| Q1 2025 | 12.16% |
| Q2 2025 | 12.56% |
| Q3 2025 | 13.24% |
| Q4 2025 | 12.41% |
| Q1 2026 | 12.80% |
| Q2 2026 | 12.94% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.16% |
| Q3 2024 | 1.40% |
| Q4 2024 | 1.65% |
| Q1 2025 | 1.24% |
| Q2 2025 | 2.26% |
| Q3 2025 | 2.59% |
| Q4 2025 | 1.30% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.43% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.59% |
| Q4 2024 | 0.60% |
| Q1 2025 | 1.20% |
| Q2 2025 | 0.99% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.66% |
| Q1 2026 | -2.60% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $20.5M | 12.94% | 1.43% | 1.03% | 81.4% |
| Q1 2026 | 60 | $20.3M | 12.80% | 1.04% | -2.60% | 81.6% |
| Q4 2025 | 66 | $20.5M | 12.41% | 1.30% | 0.66% | 82.0% |
| Q3 2025 | 57 | $19.5M | 13.24% | 2.59% | 0.92% | 88.3% |
| Q2 2025 | 59 | $20.3M | 12.56% | 2.26% | 0.99% | 84.9% |
| Q1 2025 | 70 | $20.7M | 12.16% | 1.24% | 1.20% | 85.3% |
| Q4 2024 | 60 | $20.0M | 12.24% | 1.65% | 0.60% | 89.4% |
| Q3 2024 | 63 | $19.8M | 12.38% | 1.40% | 0.59% | 92.8% |
| Q2 2024 | 65 | $19.6M | 12.42% | 1.16% | 0.65% | 95.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union Pacific Streamliner Federal Credit UnionCredit union Omaha, NE | 54 out of 100, Below average | $20.6M | 9.3% | 0.55% | vs |
| First Lincoln Federal Credit UnionCredit union Lincoln, NE | 34 out of 100, Low | $17.9M | 9.8% | 7.36% | vs |
| Gallup Federal Credit UnionCredit union Omaha, NE | 84 out of 100, Strong | $16.4M | 18.1% | 0.05% | vs |
| Midwest Liberty Federal Credit UnionCredit union McCook, NE | 46 out of 100, Below average | $25.2M | 10.5% | 2.24% | vs |
| Electrical Workers No 22 Federal Credit UnionCredit union Omaha, NE | 66 out of 100, Moderate | $14.4M | 7.4% | 0.24% | vs |
| Northeast Nebraska Federal Credit UnionCredit union Norfolk, NE | 60 out of 100, Moderate | $14.2M | 8.9% | 0.70% | vs |
Deposit insurance
Is my money safe at Chadron Federal Credit Union?
Yes. Chadron Federal Credit Union is a federally insured credit union (NCUA charter #13966). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Chadron Federal Credit Union lists 1 office in 1 city. Most locations:
- Chadron, NE (1)
Identity & history
Profile
- Legal name
- Chadron Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 13966
- RSSD ID
- 386384
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- 126 East 3rd St, Chadron, NE 69337
- Employees
- 7
Quick answers
Chadron Federal Credit Union: common questions
Is Chadron Federal Credit Union NCUA insured?
Yes. Chadron Federal Credit Union is a federally insured credit union (NCUA charter #13966). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Chadron Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Chadron Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chadron
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| Nebraska BankBank Dodge, NE | 73 out of 100, Strong | $551.6M | 11.4% | 0.43% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| Platte Valley BankBank Scottsbluff, NE | 66 out of 100, Moderate | $1.2B | 9.5% | 0.57% | vs |
| Security First BankBank Lincoln, NE | 65 out of 100, Moderate | $2.3B | 8.3% | 0.17% | vs |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | vs |