Side-by-side · Q2 2026 data
Midwest Liberty Federal Credit Union vs Gallup Federal Credit Union
Credit union
Midwest Liberty Federal Credit Union
McCook, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Midwest Liberty Federal Credit Union | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 84 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 25 | 98 (stronger) |
| Earnings | 18 | 58 (stronger) |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 71 | 100 (stronger) |
| Peer percentile | 6th | 75th |
| Total assets | $25.2M | $16.4M |
| Deposits / shares | $22.3M | $13.3M |
| Capital ratio | 10.48% | 18.06% (stronger) |
| Problem loans | 2.24% | 0.05% (stronger) |
| Net charge-offs | 1.07% | 0.00% (stronger) |
| Return on assets | -0.05% | 0.96% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 111.1% |
| Uninsured deposits | 1.1% (stronger) | 9.7% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Midwest Liberty Federal Credit Union leads on 2 and Gallup Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.