Side-by-side · Q2 2026 data
Midwest National Bank vs Flora Bank & Trust
Metric by metric
| Measure | Midwest National Bank | Flora Bank & Trust |
|---|---|---|
| TellerScore | 38 | 68 (stronger) |
| Capital cushion | 31 | 39 (stronger) |
| Loan quality | 36 | 92 (stronger) |
| Earnings | 21 | 57 (stronger) |
| Funding & liquidity | 64 | 80 (stronger) |
| Problem-loan coverage | 62 | 96 (stronger) |
| Peer percentile | 2nd | 37th |
| Total assets | $122.6M | $126.0M |
| Deposits / shares | $108.5M | $117.2M |
| Capital ratio | 8.06% | 8.94% (stronger) |
| Problem loans | 1.91% | 0.23% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.04% |
| Return on assets | 0.03% | 0.92% (stronger) |
| Loans ÷ deposits | 88.1% | 53.0% (stronger) |
| Uninsured deposits | 22.1% (stronger) | 33.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Flora Bank & Trust has the higher TellerScore (68 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Midwest National Bank leads on 2 and Flora Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.