Side-by-side · Q2 2026 data
Midwestern State University Credit Union vs Intercorp Credit Union
Credit union
Midwestern State University Credit Union
Wichita Falls, Texas · Under $100 million in assets
Metric by metric
| Measure | Midwestern State University Credit Union | Intercorp Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 5 |
| Earnings | 0 | 33 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 54th | 22nd |
| Total assets | $4.3M | $4.2M |
| Deposits / shares | $3.6M | $3.4M |
| Capital ratio | 16.26% | 18.58% (stronger) |
| Problem loans | 0.47% (stronger) | 2.86% |
| Net charge-offs | 0.41% (stronger) | 1.56% |
| Return on assets | -0.78% | 0.33% (stronger) |
| Loans ÷ deposits | 60.2% (stronger) | 69.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midwestern State University Credit Union has the higher TellerScore (76 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Midwestern State University Credit Union leads on 4 and Intercorp Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.