TellerScore

Intercorp Credit Union (NCUA charter #67651) is based in Amarillo, Texas. Its Q2 2026 call report shows $4.2M in total assets and $3.4M in member shares and deposits and 1 office.

Intercorp Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 295th. Capital cushion contributes the most (100/100, 18.58%); loan quality contributes the least (5/100, 2.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.58%
Loan quality5/100
Loans 60+ days delinquent ÷ total loans: 2.86%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity91/100
Loans ÷ shares: 69.5% · 0.0% uninsured
Problem-loan coverage83/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (51 → 60), mostly because the earnings component improved by 33 points.

TellerScore
506376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202476
Q3 202461
Q4 202473
Q1 202557
Q2 202551
Q3 202550
Q4 202551
Q1 202660
Q2 202660
Net worth ratio
7.00%12.97%18.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202418.80%
Q3 202418.94%
Q4 202418.83%
Q1 202518.53%
Q2 202518.68%
Q3 202518.54%
Q4 202518.20%
Q1 202618.41%
Q2 202618.58%
Delinquent loans (60+ days)
0.52%2.74%4.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.52%
Q3 20242.24%
Q4 20241.07%
Q1 20253.47%
Q2 20253.50%
Q3 20254.95%
Q4 20254.81%
Q1 20263.42%
Q2 20262.86%
Return on assets
-0.84%-0.15%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.02%
Q3 20240.14%
Q4 20240.13%
Q1 20250.22%
Q2 2025-0.51%
Q3 2025-0.47%
Q4 2025-0.84%
Q1 20260.54%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$4.2M18.58%2.86%0.33%69.5%
Q1 202660$4.2M18.41%3.42%0.54%70.0%
Q4 202551$4.2M18.20%4.81%-0.84%69.8%
Q3 202550$4.3M18.54%4.95%-0.47%74.5%
Q2 202551$4.3M18.68%3.50%-0.51%70.9%
Q1 202557$4.4M18.53%3.47%0.22%69.5%
Q4 202473$4.3M18.83%1.07%0.13%78.5%
Q3 202461$4.3M18.94%2.24%0.14%84.5%
Q2 202476$4.3M18.80%0.52%0.02%87.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.58%
72nd
Problem loans2.86%
14th
Net charge-offs1.56%
8th
Return on assets0.33%
33rd
Loans to deposits69.5%
34th
Uninsured deposits0.0%
81st
Loan-loss reserves1.17%
84th
Texas ratio8.3%
17th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Highway District 9 Credit UnionCredit union Waco, TX86 out of 100, Very strong$4.2M26.4%0.51%vs
Oak Farms Employees Credit UnionCredit union Houston, TX50 out of 100, Below average$4.2M26.8%3.19%vs
Covenant Savings Federal Credit UnionCredit union Killeen, TX72 out of 100, Strong$4.2M12.5%1.69%vs
Thd District 17 Credit UnionCredit union Bryan, TX63 out of 100, Moderate$4.3M19.6%2.42%vs
Belton Federal Credit UnionCredit union Belton, TX51 out of 100, Below average$4.3M14.3%4.41%vs
Midwestern State University Credit UnionCredit union Wichita Falls, TX76 out of 100, Strong$4.3M16.3%0.47%vs

Deposit insurance

Is my money safe at Intercorp Credit Union?

Yes. Intercorp Credit Union is a federally insured credit union (NCUA charter #67651). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.58%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Intercorp Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Intercorp Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67651
RSSD ID
72098
Primary regulator
State + NCUA
Established
1941
Headquarters
1100 Sw 15th Ave, Amarillo, TX 79102
Employees
2

Quick answers

Intercorp Credit Union: common questions

Is Intercorp Credit Union NCUA insured?

Yes. Intercorp Credit Union is a federally insured credit union (NCUA charter #67651). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Intercorp Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Intercorp Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Amarillo

InstitutionScoreAssetsCapitalProblem loansCompare
Bank19Bank Memphis, TX90 out of 100, Very strong$147.8M15.3%0.00%vs
First National Bank of HerefordBank Hereford, TX84 out of 100, Strong$344.6M12.3%0.05%vs
Citizens BankBank Amarillo, TX82 out of 100, Strong$309.8M10.1%0.01%vs
BOC BankBank Mclean, TX81 out of 100, Strong$203.4M12.4%0.00%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Texas Plains Federal Credit UnionCredit union Amarillo, TX77 out of 100, Strong$71.2M14.3%0.78%vs