Side-by-side · Q2 2026 data
Milestone Bank vs Varo Bank, National Association
Metric by metric
| Measure | Milestone Bank | Varo Bank, National Association |
|---|---|---|
| TellerScore | 53 | 76 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 48 (stronger) | 0 |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 48 | 99 (stronger) |
| Peer percentile | 9th | 64th |
| Total assets | $342.2M | $337.8M |
| Deposits / shares | $282.8M | $209.8M |
| Capital ratio | 15.01% | 18.46% (stronger) |
| Problem loans | 5.32% | 0.42% (stronger) |
| Net charge-offs | 3.47% (stronger) | 29.60% |
| Return on assets | 0.69% (stronger) | -25.68% |
| Loans ÷ deposits | 102.2% | 41.6% (stronger) |
| Uninsured deposits | 16.3% | 1.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Varo Bank, National Association has the higher TellerScore (76 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Milestone Bank leads on 2 and Varo Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.