Side-by-side · Q2 2026 data
Mill Town Credit Union vs Blue Mountain Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Metric by metric
| Measure | Mill Town Credit Union | Blue Mountain Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 27 | 56 (stronger) |
| Earnings | 48 (stronger) | 27 |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 30th | 28th |
| Total assets | $59.9M | $56.1M |
| Deposits / shares | $46.5M | $48.8M |
| Capital ratio | 22.46% (stronger) | 13.05% |
| Problem loans | 2.18% | 1.31% (stronger) |
| Net charge-offs | 2.20% | 1.10% (stronger) |
| Return on assets | 0.71% (stronger) | 0.18% |
| Loans ÷ deposits | 92.8% | 77.6% (stronger) |
| Uninsured deposits | 6.8% | 4.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mill Town Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Mill Town Credit Union leads on 3 and Blue Mountain Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.