Side-by-side · Q2 2026 data
Mill Town Credit Union vs Qualstar Credit Union
Metric by metric
| Measure | Mill Town Credit Union | Qualstar Credit Union |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 27 | 53 (stronger) |
| Earnings | 48 | 76 (stronger) |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 30th | 78th |
| Total assets | $59.9M | $939.3M |
| Deposits / shares | $46.5M | $774.6M |
| Capital ratio | 22.46% (stronger) | 15.99% |
| Problem loans | 2.18% | 1.41% (stronger) |
| Net charge-offs | 2.20% | 1.48% (stronger) |
| Return on assets | 0.71% | 1.40% (stronger) |
| Loans ÷ deposits | 92.8% | 73.2% (stronger) |
| Uninsured deposits | 6.8% (stronger) | 8.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.1% |
Qualstar Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Mill Town Credit Union leads on 2 and Qualstar Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.