Side-by-side · Q2 2026 data
Millard County Credit Union vs Freedom Credit Union
Metric by metric
| Measure | Millard County Credit Union | Freedom Credit Union |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 68 (stronger) | 67 |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 61 (stronger) | 60 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 57th | 57th |
| Total assets | $65.0M | $70.0M |
| Deposits / shares | $57.5M | $61.2M |
| Capital ratio | 11.81% (stronger) | 11.69% |
| Problem loans | 0.64% | 0.24% (stronger) |
| Net charge-offs | -0.18% (stronger) | 0.15% |
| Return on assets | 1.03% (stronger) | 1.01% |
| Loans ÷ deposits | 52.4% (stronger) | 80.6% |
| Uninsured deposits | 1.0% (stronger) | 4.7% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Millard County Credit Union leads on 5 and Freedom Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.