Side-by-side · Q2 2026 data
Millbury Federal Credit Union vs City of Boston Credit Union
Credit union
Millbury Federal Credit Union
Millbury, Massachusetts · $100 million – $1 billion
Credit union
City of Boston Credit Union
South Boston, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Millbury Federal Credit Union | City of Boston Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 48 |
| Capital cushion | 47 (stronger) | 41 |
| Loan quality | 90 (stronger) | 35 |
| Earnings | 32 | 36 (stronger) |
| Funding & liquidity | 76 | 81 (stronger) |
| Problem-loan coverage | 95 (stronger) | 71 |
| Peer percentile | 31st | 4th |
| Total assets | $468.2M | $544.5M |
| Deposits / shares | $419.4M | $466.6M |
| Capital ratio | 9.73% (stronger) | 9.07% |
| Problem loans | 0.29% (stronger) | 1.95% |
| Net charge-offs | 0.13% (stronger) | 0.35% |
| Return on assets | 0.30% | 0.39% (stronger) |
| Loans ÷ deposits | 84.0% | 78.9% (stronger) |
| Uninsured deposits | 12.0% (stronger) | 12.3% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 44.6% |
Millbury Federal Credit Union has the higher TellerScore (64 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Millbury Federal Credit Union leads on 5 and City of Boston Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.