Side-by-side · Q2 2026 data
Millbury Federal Credit Union vs St. Jean'S Credit Union
Credit union
Millbury Federal Credit Union
Millbury, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Millbury Federal Credit Union | St. Jean'S Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 63 |
| Capital cushion | 47 | 48 (stronger) |
| Loan quality | 90 (stronger) | 82 |
| Earnings | 32 | 32 |
| Funding & liquidity | 76 | 81 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 31st | 29th |
| Total assets | $468.2M | $372.5M |
| Deposits / shares | $419.4M | $326.0M |
| Capital ratio | 9.73% | 9.84% (stronger) |
| Problem loans | 0.29% (stronger) | 0.54% |
| Net charge-offs | 0.13% (stronger) | 0.15% |
| Return on assets | 0.30% (stronger) | 0.29% |
| Loans ÷ deposits | 84.0% | 78.8% (stronger) |
| Uninsured deposits | 12.0% | 6.2% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Millbury Federal Credit Union has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Millbury Federal Credit Union leads on 4 and St. Jean'S Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.