Side-by-side · Q2 2026 data
Millbury Federal Credit Union vs Webster First Federal Credit Union
Credit union
Millbury Federal Credit Union
Millbury, Massachusetts · $100 million – $1 billion
Credit union
Webster First Federal Credit Union
Worcester, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Millbury Federal Credit Union | Webster First Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 87 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 32 | 90 (stronger) |
| Funding & liquidity | 76 (stronger) | 50 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 31st | 96th |
| Total assets | $468.2M | $1.5B |
| Deposits / shares | $419.4M | $1.1B |
| Capital ratio | 9.73% | 19.66% (stronger) |
| Problem loans | 0.29% (stronger) | 0.41% |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 0.30% | 1.76% (stronger) |
| Loans ÷ deposits | 84.0% (stronger) | 125.5% |
| Uninsured deposits | 12.0% | 9.7% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
Webster First Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Millbury Federal Credit Union leads on 2 and Webster First Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.