Side-by-side · Q2 2026 data
Millbury National Bank vs 42 North Private Bank
Metric by metric
| Measure | Millbury National Bank | 42 North Private Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 50 |
| Capital cushion | 45 (stronger) | 27 |
| Loan quality | 85 | 99 (stronger) |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 66 (stronger) | 49 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 29th | 7th |
| Total assets | $146.5M | $182.2M |
| Deposits / shares | $123.4M | $144.4M |
| Capital ratio | 9.51% (stronger) | 7.72% |
| Problem loans | 0.44% | 0.03% (stronger) |
| Net charge-offs | 0.02% | -0.05% (stronger) |
| Return on assets | 0.85% (stronger) | -3.86% |
| Loans ÷ deposits | 90.5% (stronger) | 108.4% |
| Uninsured deposits | 18.0% | 17.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | — |
Millbury National Bank has the higher TellerScore (65 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Millbury National Bank leads on 4 and 42 North Private Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.