Headquartered in Canton, Massachusetts, 42 North Private Bank is a savings bank with $182.2M in total assets and $144.4M in deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1967.
42 North Private Bank has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 84th. Loan quality contributes the most (99/100, 0.03%); earnings contributes the least (0/100, -3.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (53 → 50), mostly because the capital cushion component weakened by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 37 |
| Q3 2024 | 55 |
| Q4 2024 | 45 |
| Q1 2025 | 46 |
| Q2 2025 | 53 |
| Q3 2025 | 52 |
| Q4 2025 | 50 |
| Q1 2026 | 53 |
| Q2 2026 | 50 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.73% |
| Q3 2024 | 9.21% |
| Q4 2024 | 9.11% |
| Q1 2025 | 8.82% |
| Q2 2025 | 9.02% |
| Q3 2025 | 8.68% |
| Q4 2025 | 8.04% |
| Q1 2026 | 8.62% |
| Q2 2026 | 7.72% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.57% |
| Q3 2024 | 0.04% |
| Q4 2024 | 1.00% |
| Q1 2025 | 0.65% |
| Q2 2025 | 0.04% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.77% |
| Q3 2024 | -1.76% |
| Q4 2024 | -1.91% |
| Q1 2025 | -1.90% |
| Q2 2025 | -2.63% |
| Q3 2025 | -2.74% |
| Q4 2025 | -2.88% |
| Q1 2026 | -4.00% |
| Q2 2026 | -3.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $182.2M | 7.72% | 0.03% | -3.86% | 108.4% |
| Q1 2026 | 53 | $176.4M | 8.62% | 0.03% | -4.00% | 110.7% |
| Q4 2025 | 50 | $177.9M | 8.04% | 0.03% | -2.88% | 110.1% |
| Q3 2025 | 52 | $177.0M | 8.68% | 0.10% | -2.74% | 112.2% |
| Q2 2025 | 53 | $186.7M | 9.02% | 0.04% | -2.63% | 112.2% |
| Q1 2025 | 46 | $211.2M | 8.82% | 0.65% | -1.90% | 106.6% |
| Q4 2024 | 45 | $209.9M | 9.11% | 1.00% | -1.91% | 113.3% |
| Q3 2024 | 55 | $217.2M | 9.21% | 0.04% | -1.76% | 116.0% |
| Q2 2024 | 37 | $230.5M | 8.73% | 1.57% | -1.77% | 109.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wrentham Co-operative BankBank Wrentham, MA | 62 out of 100, Moderate | $192.6M | 8.3% | 0.00% | vs |
| Commonwealth Co-operative BankBank Hyde Park, MA | 73 out of 100, Strong | $205.0M | 16.3% | 0.50% | vs |
| Canton Co-operative BankBank Canton, MA | 83 out of 100, Strong | $154.8M | 15.3% | 0.06% | vs |
| Millbury National BankBank Millbury, MA | 65 out of 100, Moderate | $146.5M | 9.5% | 0.44% | vs |
| Methuen Co-operative BankBank Methuen, MA | 56 out of 100, Moderate | $141.3M | 9.4% | 1.05% | vs |
| Stoughton Co-operative BankBank Stoughton, MA | 70 out of 100, Strong | $135.2M | 10.0% | 0.00% | vs |
Deposit insurance
Is my money safe at 42 North Private Bank?
Yes. 42 North Private Bank is an FDIC-insured institution (FDIC certificate #27015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.2% of deposits ($24.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 7.72%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.37% (benchmark: 10%).
2 locations
Branches
42 North Private Bank lists 2 offices in 2 cities across 2 states. Most locations:
- Canton, MA (1)
- New York, NY (1)
Identity & history
Profile
- Legal name
- 42 North Private Bank
- Former names
- Domestic Safe Deposit Company; Domestic Bank; Admirals Bank; Ethic; Ethic, A Wealth Bank
- Type
- Savings bank
- FDIC certificate #
- 27015
- RSSD ID
- 541307
- Primary regulator
- OCC
- Holding company
- 42 North Private Holdings Inc
- Established
- January 1, 1967
- Headquarters
- 250 Royall Street, Canton, MA 02021
- Website
- www.42northprivate.com
- Employees
- 25
Quick answers
42 North Private Bank: common questions
Is 42 North Private Bank FDIC insured?
Yes. 42 North Private Bank is an FDIC-insured institution (FDIC certificate #27015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is 42 North Private Bank's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has 42 North Private Bank ever failed?
There is no failure record for FDIC certificate #27015 in the FDIC failed bank list.
How many branches does 42 North Private Bank have?
2 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Canton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |