Side-by-side · Q2 2026 data
Millbury National Bank vs Methuen Co-operative Bank
Metric by metric
| Measure | Millbury National Bank | Methuen Co-operative Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 56 |
| Capital cushion | 45 (stronger) | 44 |
| Loan quality | 85 (stronger) | 65 |
| Earnings | 54 (stronger) | 38 |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 29th | 13th |
| Total assets | $146.5M | $141.3M |
| Deposits / shares | $123.4M | $127.6M |
| Capital ratio | 9.51% (stronger) | 9.36% |
| Problem loans | 0.44% (stronger) | 1.05% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.85% (stronger) | 0.45% |
| Loans ÷ deposits | 90.5% | 83.8% (stronger) |
| Uninsured deposits | 18.0% (stronger) | 18.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 13.0% |
Millbury National Bank has the higher TellerScore (65 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Millbury National Bank leads on 5 and Methuen Co-operative Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.