Methuen Co-operative Bank is a si headquartered in Methuen, Massachusetts, in business for about 103 years. At the end of Q2 2026 it reported $141.3M in total assets and $127.6M in deposits, with 1 office.
Based on its Q2 2026 filing, Methuen Co-operative Bank scores 56/100, which we describe as moderate. That is higher than only 13% of 2,650 banks with $100 million – $1 billion. Among 92 banks headquartered in Massachusetts, it ranks 76th. Its strongest component is problem-loan coverage (84/100; 8.2%), and its lowest is earnings (38/100; 0.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (57 → 56).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 58 |
| Q4 2024 | 55 |
| Q1 2025 | 56 |
| Q2 2025 | 57 |
| Q3 2025 | 55 |
| Q4 2025 | 55 |
| Q1 2026 | 55 |
| Q2 2026 | 56 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.96% |
| Q3 2024 | 8.85% |
| Q4 2024 | 9.00% |
| Q1 2025 | 9.24% |
| Q2 2025 | 9.29% |
| Q3 2025 | 9.30% |
| Q4 2025 | 9.27% |
| Q1 2026 | 9.29% |
| Q2 2026 | 9.36% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.87% |
| Q2 2025 | 0.86% |
| Q3 2025 | 1.09% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.23% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.36% |
| Q3 2025 | 0.38% |
| Q4 2025 | 0.37% |
| Q1 2026 | 0.32% |
| Q2 2026 | 0.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $141.3M | 9.36% | 1.05% | 0.45% | 83.8% |
| Q1 2026 | 55 | $143.3M | 9.29% | 1.08% | 0.32% | 80.5% |
| Q4 2025 | 55 | $138.5M | 9.27% | 1.10% | 0.37% | 82.7% |
| Q3 2025 | 55 | $141.0M | 9.30% | 1.09% | 0.38% | 82.4% |
| Q2 2025 | 57 | $138.9M | 9.29% | 0.86% | 0.36% | 82.7% |
| Q1 2025 | 56 | $137.4M | 9.24% | 0.87% | 0.28% | 83.1% |
| Q4 2024 | 55 | $137.3M | 9.00% | 0.89% | 0.26% | 83.1% |
| Q3 2024 | 58 | $141.8M | 8.85% | 0.64% | 0.23% | 78.5% |
| Q2 2024 | 59 | $139.0M | 8.96% | 0.45% | 0.18% | 83.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Millbury National BankBank Millbury, MA | 65 out of 100, Moderate | $146.5M | 9.5% | 0.44% | vs |
| Stoughton Co-operative BankBank Stoughton, MA | 70 out of 100, Strong | $135.2M | 10.0% | 0.00% | vs |
| Canton Co-operative BankBank Canton, MA | 83 out of 100, Strong | $154.8M | 15.3% | 0.06% | vs |
| 42 North Private BankBank Canton, MA | 50 out of 100, Below average | $182.2M | 7.7% | 0.03% | vs |
| Wrentham Co-operative BankBank Wrentham, MA | 62 out of 100, Moderate | $192.6M | 8.3% | 0.00% | vs |
| Commonwealth Co-operative BankBank Hyde Park, MA | 73 out of 100, Strong | $205.0M | 16.3% | 0.50% | vs |
Deposit insurance
Is my money safe at Methuen Co-operative Bank?
Yes. Methuen Co-operative Bank is an FDIC-insured institution (FDIC certificate #26512). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.2% of deposits ($23.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.36%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Methuen Co-operative Bank lists 1 office in 1 city. Most locations:
- Methuen, MA (1)
HMDA 2025
Mortgage lending
In 2025, Methuen Co-operative Bank reported 24 home-loan applications under HMDA (LEI 2549007JFUKTY2NW6090): 19 originated ($7,015,000 total), 3 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Methuen Co-operative Bank
- Type
- SI
- FDIC certificate #
- 26512
- RSSD ID
- 157379
- Primary regulator
- FDIC
- Established
- January 1, 1923
- Headquarters
- 243 Broadway, Methuen, MA 01844
- Website
- www.methuencoop.com
- Employees
- 16
Quick answers
Methuen Co-operative Bank: common questions
Is Methuen Co-operative Bank FDIC insured?
Yes. Methuen Co-operative Bank is an FDIC-insured institution (FDIC certificate #26512). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Methuen Co-operative Bank's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Methuen Co-operative Bank ever failed?
There is no failure record for FDIC certificate #26512 in the FDIC failed bank list.
How many branches does Methuen Co-operative Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Methuen
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Hampshire Postal Credit UnionCredit union Manchester, NH | 100 out of 100, Very strong | $68.5M | 22.6% | 0.03% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Fidelity Personal Trust Company, FSBBank Merrimack, NH | 93 out of 100, Very strong | $74.6M | 101.5% | 0.00% | vs |
| Billerica Municipal Employees Credit UnionCredit union Billerica, MA | 91 out of 100, Very strong | $23.6M | 17.8% | 0.00% | vs |
| Danvers Municipal Federal Credit UnionCredit union Danvers, MA | 91 out of 100, Very strong | $8.2M | 39.0% | 0.00% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |