Side-by-side · Q2 2026 data
Millbury National Bank vs Stoughton Co-operative Bank
Metric by metric
| Measure | Millbury National Bank | Stoughton Co-operative Bank |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 54 (stronger) | 48 |
| Funding & liquidity | 66 | 69 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 29th | 43rd |
| Total assets | $146.5M | $135.2M |
| Deposits / shares | $123.4M | $117.1M |
| Capital ratio | 9.51% | 10.00% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.85% (stronger) | 0.70% |
| Loans ÷ deposits | 90.5% (stronger) | 91.5% |
| Uninsured deposits | 18.0% | 13.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 7.1% |
Stoughton Co-operative Bank has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Millbury National Bank leads on 2 and Stoughton Co-operative Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.