The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (66 → 70), mostly because the earnings component improved by 6 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Massachusetts

Yes. Stoughton Co-operative Bank is an FDIC-insured institution (FDIC certificate #26513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.1% of deposits ($15.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.00%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Stoughton Co-operative Bank lists 1 office in 1 city. Most locations:

• Stoughton, MA (1)

All branch addresses and map

In 2025, Stoughton Co-operative Bank reported 43 home-loan applications under HMDA (LEI 54930083CVF047DLXL67): 26 originated ($13,120,000 total), 2 denied, and 15 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Stoughton Co-operative Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

26513

RSSD ID

164975

Primary regulator

FED

Established

January 1, 1886

Headquarters

950 Park St, Stoughton, MA 02072

Website

www.stoughtoncoop.bank

Employees

15