Side-by-side · Q2 2026 data
Milledgeville State Bank vs First FSB of Mascoutah
Metric by metric
| Measure | Milledgeville State Bank | First FSB of Mascoutah |
|---|---|---|
| TellerScore | 71 (stronger) | 52 |
| Capital cushion | 55 | 55 |
| Loan quality | 91 (stronger) | 29 |
| Earnings | 52 | 54 (stronger) |
| Funding & liquidity | 79 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 68 |
| Peer percentile | 47th | 8th |
| Total assets | $215.2M | $207.3M |
| Deposits / shares | $170.6M | $185.3M |
| Capital ratio | 10.48% (stronger) | 10.46% |
| Problem loans | 0.28% (stronger) | 2.12% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.80% | 0.85% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 87.3% |
| Uninsured deposits | 11.5% | 10.8% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.0% |
Milledgeville State Bank has the higher TellerScore (71 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Milledgeville State Bank leads on 4 and First FSB of Mascoutah on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.